Whether you want to incorporate, manage your business or personal finances, or draw up a succession plan, financial planning tells you what you need to do today to achieve your goals tomorrow.
Benefit from all the tax advantages you’re entitled to without paying more than you need to, no matter how simple or complex your personal and business situation is. Income tax, dividends, tax matters: we take care of everything.
When you incorporate, it’s important to review your insurance coverage so you don’t lose any tax benefits. By evaluating your financial risks you can anticipate any impacts on your business and your accumulated wealth. Our strategies can help you manage the risks appropriately.
How much is your business worth ? As an owner, it’s important to know what your assets and liabilities are so you can get where you want to go.
Are you familiar with the legal environment you’re operating in? The law defines your identity, your rights and your obligations (marital status, matrimonial regime, protection of minors and incapable adults, etc.). We assess the impact of legalities on your financial interests and your estate.
How can you protect your assets? Develop a personalized investment strategy with our financial advisors based on your risk tolerance, needs, goals and values (SRI).
When can you comfortably retire? Use in-depth retirement planning in order to save the amount you need to realize your retirement projects.
When you die, will the assets in your estate go to the people you want to leave them to? Planning for the transition is the best way to ensure your own peace of mind.
We follow these steps in our global and integrated financial planning:
Although work plays a major role in your day-to-day, you should also be thinking about other areas of your life. That’s why we also offer personal financial planning and budgeting services.
* Mutual funds are distributed through SFL Investments, a financial services firm (725, BOUL. LEBOURGNEUF, BUREAU 420, QUÉBEC QC, G2J 0C4). SFL Investments is a business name of Desjardins Financial Security Investments Inc. a financial services firm.